Tag Archives: honest lawyer

Debt Collection Law Suits Engulf Courts

Many debt buyers do not have the evidence to prove their claims in court if they are challenged.  Consumers are frequently being sued for inflated amounts or for debts they do not owe and should consider hiring a lawyer to defend themselves from unscrupulous collectors.

This recent article in the New York Times about the problems of huge numbers of debt lawsuits being filed in courthouses all over the country.  The collection companies buy the debts for mere pennies on the dollar but often really have nothing but electronic data and no live  witnesses to prove their claims.  The debt collectors hope to make money on those cases where people are frightened by the often intimidating collector, or give up and do not even question the debt.  Many times the claims being filed are for monthly late charges and over limit fees and inflated interest charges charged on top of the late and over limit fees themselves.

As a consumer advocate and attorney I have extensive experience in successfully defending consumers against debt lawsuits filed in Southern California courts.  If you need legal assistance I can be contacted at 661-771-2281.

Aurora Harris
Attorney at Law
The Harris Law Firm

Strength In Times Of Trouble

The times, they are a-changing, is the title of an old Bob Dylan song from the  nineteen sixties.  You may be too young to remember it, or too old even, but the theme of the song was no more true back then, when flower power and peace and love were going to overtake the world, than it is today.

Today, however, the changes seem to be more raw.  Whether it is concern about economic collapse, loss of a job or jobs or the inability to find a new job, mounting credit card debt or having purchased an automobile only to find it is a lemon, change can cause a great deal of stress.

Having your credit card maxed out and then receiving notification from the bank that your interest rate is being raised to 30%, and / or your balance lowered, or missing your mortgage payments, or health care insurance payments, or worrying about an invisible 401k, these are all stress creating.  Maybe it is simpler for you, perhaps you were using your credit cards to buy food and now that the bank has lowered your credit limit you are wondering where you are going to get money to buy food for your family.

It may very well be that you need the assistance of a competent attorney.  We have a number of them available, depending on your particular needs, in our offices here at The Honest Lawyer Online.  If you don’t feel you can afford legal services it may be that the Christian Legal Aid Office, also in our building, can be of assistance.  But,don’t be discouraged ! Because…

There is HOPE !  In the midst of these trials, there is always hope.  As long as you have hope for the future you can carry on in the certain knowledge that whatever you are struggling with will pass.  If that hope is in Jesus Christ you can not only know that you have a much brighter future, but also that He will be with you through these troubles, standing by you and, as the “Footsteps” poem relates, carrying you when you are too weary to walk yourself.

If you do not know Jesus Christ as your savior, I urge you to start looking for Him.  He is waiting for you.  He loves you, and His church will likely be very willing to help you deal with your struggles.  Look around your neighborhood for a good strong Bible believing church near you and go and visit them one Sunday.  Sit quietly in the back if you want to just test the waters.  Or, ask one of your friends if they have faith, or know someone that does.  You’ll be surprised how many people around you are people of faith.  They’re there, just seek them.

Jesus tells us:  “Seek and you will find,  knock and the door will be opened”.  If you feel that this might be something that you would like to do it is probably because He is standing at the door of your heart and knocking.  Let Him in.  He is the greatest source of strength and comfort available to man.

Proverbs 3, verses 5 and 6 say it all so succinctly:

5 Trust in the LORD with all your heart and lean not on your own understanding;
6 in all your ways acknowledge him, and he will make your paths straight.